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PRIVACY POLICY

Effective Date: November 1, 2025

This Privacy Policy describes how Wealth Factory LLC (“Wealth Factory,” “we,” “us,” or “our”) collects, uses, and protects personal information collected through our websites, forms, messaging programs, and related services (collectively, the “Services”).

By using our Services, you agree to the practices described in this Privacy Policy.

SMS MESSAGING

By providing your mobile phone number and opting in through our website forms, applications, event registrations, written agreements, or keyword-based SMS opt-ins, you expressly consent to receive SMS text messages from Wealth Factory.

Message frequency varies. Message and data rates may apply.

SMS messages may include:

• Educational or informational content

• Appointment reminders or confirmations

• Account- or service-related notifications

• Marketing or promotional messages related solely to Wealth Factory

You may opt out of SMS messages at any time by replying STOP to any message. For help, reply HELP or contact us at admin@nobsmarketing.com.

IMPORTANT SMS DATA POLICY:

• Mobile phone numbers and SMS consent are NOT shared, sold, rented, or transferred to any third parties, affiliates, co-registration partners, data brokers, or advertisers.

• SMS consent is strictly first-party and applies only to communications from Wealth Factory.

• SMS opt-in data and consent records are maintained securely and are never used for third-party marketing.

SMS messages may be delivered using automated technology through service providers such as Twilio, Calendly, Hubspot or Keap, acting solely on behalf of Wealth Factory.

INFORMATION WE COLLECT

We collect information you voluntarily provide, including:

• Name

• Email address

• Mobile phone number (only when you explicitly opt in)

• Business or billing information (when applicable)

We also collect limited technical data such as IP address, browser type, device information, and usage data through cookies and analytics tools to improve our Services.

HOW WE USE YOUR INFORMATION

We use your information to:

• Deliver requested services, content, or consultations

• Communicate with you based on your explicit consent

• Send SMS messages only to individuals who have opted in

• Improve website functionality and user experience

• Comply with legal, contractual, and regulatory requirements

DATA SHARING & DISCLOSURE

We do NOT sell your personal information.

We may share information only with trusted service providers who assist us in operating our business (such as CRM platforms, email service providers, website hosting providers, analytics services, or SMS delivery platforms). These providers:

• Act solely on our behalf

• Are contractually required to protect your data

• Are prohibited from using your data for their own marketing or commercial purposes

Mobile phone numbers and SMS consent are never shared under any circumstances.

NO CO-REGISTRATION FOR SMS

Wealth Factory does not use co-registration programs for SMS messaging.

Any co-registration, referral, or third-party lead programs (if applicable) explicitly exclude mobile phone numbers, SMS consent, and text messaging communications.

COOKIES & ANALYTICS

We use cookies and analytics tools (such as Google Analytics) to understand website usage and improve performance. These tools do not collect or use mobile phone numbers or SMS consent for advertising purposes.

YOUR RIGHTS & CHOICES

You may:

• Opt out of email communications using unsubscribe links included in emails

• Opt out of SMS messaging at any time by replying STOP

• Request access to, correction of, or deletion of your personal data by contacting us

CHILDREN’S PRIVACY

Our Services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children.

DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards designed to protect your information.

CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.

CONTACT INFORMATION

Wealth Factory

Email: solutions@wealthfactoryguide.com

Disclaimer and Waiver -Wealth Factory, LLC®, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as 'Wealth Factory') are not financial or investment advisors and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties, either expressed or implied. Wealth Factory does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will Wealth Factory be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content.